COVID-19 has impacted the day-to-day operations of businesses in virtually every sector of the economy. Whether it be layoffs, furloughs, reductions in pay or available hours, nearly every business has been impacted in some way. As a result, employers should prepare for potential claims by current and former employees whose jobs have been, and will continue to be, affected. For many employers, Employment Practices Liability insurance policies (“EPL”) are the first line of def