Insurance Coverage for COVID-19-Related Employment Claims

COVID-19 has impacted the day-to-day operations of businesses in virtually every sector of the economy. Whether it be layoffs, furloughs, reductions in pay or available hours, nearly every business has been impacted in some way. As a result, employers should prepare for potential claims by current and former employees whose jobs have been, and will continue to be, affected. For many employers, Employment Practices Liability insurance policies (“EPL”) are the first line of defense against workplace-related claims. However, many employers fail to consider the full scope of coverage that may be available to them under their EPL policies, often thinking that coverage is limited to discrimination

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