What to Do After a Rideshare Accident in Florida
- duartefirm
- Oct 28
- 2 min read
We all use rideshare services like Uber and Lyft from time to time. While these services are a major convenience, accidents can happen, and when they do, determining who is responsible can become complicated.
Under Florida law, rideshare companies are required to have insurance coverage. However, the amount of coverage available depends on the driver’s “status” at the time of the accident, meaning whether:
The rideshare app was off
The rideshare app was on, but no passenger was in the car
The driver was transporting a passenger or was on the way to a pickup
In many cases, rideshare companies and their insurers attempt to deny liability or limit payouts by disputing the driver’s status. For example, they may contest whether the driver was logged into the app or carrying a passenger at the time of the crash.
Because of these complexities, it’s important to take the right steps immediately following a rideshare accident in Florida to protect your well-being and legal options.
Steps to Take After a Rideshare Accident
Call 911 and report the accident to law enforcement
Document everything (i.e., take pictures and video), including vehicle damage, the accident scene, visible injuries, driver’s licenses, and insurance cards
Report the incident to the rideshare company and note the driver’s information
Seek medical care as soon as possible, even if injuries seem minor
Notify your own insurance company of the crash
Avoid posting about the accident on social media
Consult an experienced attorney to discuss your legal options
Understanding Insurance Coverage
Depending on who was at fault and the driver’s status on the app, injured parties may be able to file claims through:
Their own Personal Injury Protection (PIP) insurance
The at-fault driver’s personal insurance
The rideshare company’s commercial insurance policy
Whether you were a passenger, another driver, or a pedestrian, understanding your rights after a rideshare accident is essential. Speaking with a knowledgeable Florida personal injury attorney can help ensure you receive the compensation you deserve.
